Terms and conditions

Effective Date: February 11, 2026

Governing Law: North Carolina

1. Acceptance of Terms

By accessing this website, you agree to comply with these Terms & Conditions.

If you do not agree, do not use this website.

2. No Financial Advice Disclaimer

Information provided on this website is for informational purposes only and does not constitute:

Investment advice

Financial advice

Tax advice

Legal advice

No client relationship is formed unless a written engagement agreement is signed.

You should consult a licensed professional before making financial decisions.

3. Regulatory Disclosure

STS Advisors operates in accordance with applicable federal and North Carolina financial regulations.

Where required, advisory services are provided only after appropriate compliance documentation is completed.

4. Intellectual Property

All website content including:

Text

Branding

Logos

Graphics

Downloads

Documents

Is the property of STS Advisors and protected under U.S. intellectual property law.

Unauthorized reproduction is prohibited.

5. Website Use Restrictions

You agree not to:

Use the site for unlawful purposes

Attempt to hack or disrupt services

Copy content without permission

Submit false or misleading information

6. Third-Party Links

We may link to external websites. We are not responsible for third-party content or privacy practices.

7. Limitation of Liability

To the fullest extent permitted under North Carolina law:

STS Advisors shall not be liable for:

Indirect or consequential damages

Loss of profits

Financial losses resulting from reliance on website information

Use of the website is at your own risk.

8. Indemnification

You agree to indemnify and hold harmless STS Advisors from claims arising from:

Your misuse of the website

Violation of these Terms

9. Payment Terms (If Applicable)

All advisory services are governed by separate written agreements detailing:

Scope of services

Fees

Payment terms

Refund policies

10. Governing Law

These Terms shall be governed by the laws of the State of North Carolina.

Any disputes shall be resolved in the courts located in North Carolina.

11. Modifications

STS Advisors reserves the right to update these Terms at any time. Continued use of the site constitutes acceptance.

12. Contact Information

STS Advisors

Address: Franklinton, NC 27525

North Carolina, USA

Email: [email protected]

Phone:800-203-7131